Insurance for builders – here’s how to protect your construction site
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For home construction, there are insurance policies that will step in if something goes wrong. If delays and damage occur during construction due to various circumstances, you can quickly incur high costs: You, as the builder, are liable for damages that happen during construction, must reacquire stolen materials and replace destroyed components of the shell of the building itself. You are also responsible for your helpers. In order to absorb the sometimes very high financial burdens that these risks entail, there are various home construction insurances available.
Several builder's insurances are important
In order to protect your building shell during the entire construction phase, it is not sufficient to take out a single insurance policy: Different policies take effect in the event of various damages. In addition, it also plays a role whether you as the builder are the injured party yourself or a third party. The following insurance policies, in combination, provide good coverage until your home is finally ready for occupancy.