World nomads travel insurance
Travel insurance is really important and some even choose not to have it, but honestly, accidents happen and they seem to happen when you least expect it and least need it. Medical bills can cost a fortune abroad and with travel insurance you can have peace of mind. We recommend World Nomads travel insurance as they offer simple and flexible travel insurance and safety advice to help you travel safely, travel guides and destination tips to help you plan your trip, and responsible travel insights to help you travel better.
Why we recommend World Nomads?
- Trip cancellation insurance: They will reimburse you 100% of the balance if you cancel a trip for one of the reasons listed in your policy.
- Travel medical insurance: Travel medical insurance can cover emergency medical expenses up to the limits of your plan if you get sick or injured while traveling. These costs can include prescriptions, lab fees, and hospital and medical bills.
- Emergency medical evacuation: emergency medical evacuation coverage pays for an ambulance to take you to the nearest hospital that can treat your condition if you become injured or ill while traveling and need to be transported. Transportation can also be arranged through your travel insurance provider's emergency department.
- Travel delay insurance: travel delay insurance pays for additional costs, such as z. B. A hotel room for an overnight delay, up to the amount specified in your policy, if your trip is delayed due to an event covered by your plan.
- Trip interruption insurance: if you have to cancel your trip, trip interruption insurance can cover the cost of a last-minute flight home and lost money from non-refundable activities and hotel stays.
- Luggage and personal effects: If your luggage is lost or stolen, baggage travel insurance can make up the difference up to policy limits. Your luggage and what you packed will be reimbursed for its depreciated value. It can cover the cost of any necessities you buy to get you through if your luggage is delayed. In case of theft, loss or damage, this also includes your personal belongings. Check your policy to see what is covered, as some exclusions may apply.
World Nomads travel insurance plans
You can choose between the Standard and Explorer plans from World Nomads.
Standard plan
This cost-effective plan includes pre- and post-departure insurance for baggage and personal belongings, as well as trip cancellation, delay and interruption, emergency evacuation and emergency medical coverage. It also provides emergency medical care and evacuation in case you are injured during high-risk activities such as parasailing, mountain biking or bungee jumping.
Explorer Plan
All coverages included in the standard plan are included in this travel insurance policy, but the coverage limits are increased. Examples include an increase in emergency evacuation coverage from $300,000 to $500,000. Plus, you get some additional benefits like rental car damage coverage and protection for riskier activities like cliff diving, free soloing and scuba diving.
Note that Covid is a disease covered by both plans. In addition to emergency medical and medical evacuation insurance, this also includes trip cancellation and interruption coverage.
Here's how to file a claim with World Nomads Travel Insurance.
You can submit your claim online by logging into your account on the World Nomads website. You must submit your supporting documentation after responding to some inquiries about your claim. You will receive an e-mail confirmation as soon as the claim has been submitted.
You can also call 1-844-207-1930 or e-mail [email protected] to a claims administrator if you need help with an online claim form.
7 things you should know about travel insurance from World Nomads
Internationally recognized underwriters: World Nomads is backed by a number of specialized travel insurers who provide 24/7 emergency assistance, customer service and claims support.
Round-the-clock emergency assistance: if you need medical assistance or emergency medical evacuation, World Nomads' multilingual team is available 24/7 to connect you with medical treatment and transportation during your trip.
Buy and request on the go: Did you have a change of plans? You can extend your coverage period at any time during your trip or file a claim online. You can even take out a World Nomads policy if you are already traveling.
Adventure Activities Coverage: Designed by travelers for travelers, World Nomads covers more than 150 adventure sports and activities so you can explore your limits.
Travel safety tips and alerts: World Nomads provides useful and up-to-date travel insurance information and global travel safety advice to help you plan your trip and manage risks.
Donate and make a difference: when you purchase travel insurance with World Nomads, you can make a micro-donation to a community development project to help change lives in the places that need it most.
Travel content to inspire, educate and plan: plan your trip with free travel guides, develop your travel storytelling skills and learn how to travel more responsibly with World Nomads as your travel companion. World Nomads offers travel insurance for travelers in over 100 countries.
Frequently asked questions
Does World Nomads provide Covid 19 coverage?
Yes they do. World Nomads travel insurance includes Covid-19 as an illness. The following note is from their website:
Our policies provide coverage for some events related to the coronavirus. Coverage is not available for injuries resulting from: Government intervention, including travel bans, border closures, or generally imposed quarantine requirements; events for which the U.S. Department of State has issued a "Do Not Travel" warning for your destination(s); or failure to follow advice from official agencies. Your ability to travel may be affected by travel restrictions. Check your coverage and the latest government advice and our travel insurance warnings.
Does World Nomads cover pre-existing conditions?
Pre-existing health problems are not covered by World Nomads. Pre-existing conditions, according to the insurer, are those for which you have shown symptoms, been examined, treated or advised to be examined, or for which you have received a prescription within 90 days of the start date of your policy.
However, in certain circumstances, a stable pre-existing condition treated with prescription medication may be covered. The World Nomads definition of a pre-existing condition does not apply if you are taking a prescription for a pre-existing condition that is treated or managed solely by prescription drugs, and if the prescription has not been changed in the 90 days prior to the start date of your policy.
Does World Nomads have "cancel for any reason" coverage?
No, they don't.
What kind of activities are covered by World Nomads?
World Nomads covers more than 150 activities. Read their full listing for more information.
Does World Nomads offer around-the-clock assistance?
Yes they do. Depending on your nationality, you will find the right emergency assistance team.